Disclosures

Mortgage Disclaimer

Here's what our estimates are — and what they aren't.

Last updated: May 2026

Educational estimates only

This tool provides educational estimates only and is not a commitment to lend or guarantee of approval. Loan qualification is subject to underwriting, credit approval, income verification, and program guidelines.

VA loans are provided by private lenders and guaranteed by the U.S. Department of Veterans Affairs. We are not affiliated with or endorsed by the VA or any government agency.

Estimates are educational

The affordability ranges, payment scenarios, and equity projections on this site are illustrative. They use general assumptions about interest rates, taxes, insurance, and home appreciation that may not match your actual situation.

Not a commitment to lend

Nothing on this site is a loan approval, pre-approval, or commitment to lend. Qualification, rates, and program availability are determined by a licensed lender at the time of application and are subject to change.

VA loans

VA home loans are originated and funded by private lenders and guaranteed by the U.S. Department of Veterans Affairs. Eligibility for VA loan benefits is determined by the VA based on your service record.

No government affiliation

My VA Loan Plan is a private educational platform. We are not a government agency, are not affiliated with the U.S. Department of Veterans Affairs, and are not endorsed by any government program.

Equal Housing Opportunity

We support the principles of the Fair Housing Act and Equal Credit Opportunity Act. Lending decisions made through partner lenders are made without regard to race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income comes from a public assistance program.

Questions? Reach out via the contact options on our home page.